No homeowner likes to open up their home insurance bill and see an increase. Unfortunately, this can happen to you if you are not careful. Higher home insurance premiums can really put a damper on your budget. Here are five things that can raise your home insurance rates.
Whether you own a freelance writing or web design business, operating a home business may increase your home insurance premiums. The insurance company will know that you need a lot of items to properly operate your home business such as a computer, desk chair, printer and scanner.
Technology has made it easier than ever before to make sure that you're paying the lowest premiums for your car insurance. Many insurance companies are turning to technology to help their customers save money and receive better service, creating a winning combination for both the customer and the insurer. Here are three ways that technology can help you save money on your car insurance.
The same type of technology behind airplane black boxes could save you money on your car insurance premiums, if your insurer offers the service.
Every province in Canada has adopted what is known as a graduated licensing system. These systems are designed to ease new drivers into the required skills and the responsibilities of having a full driver's license. If you've got a new driver in your house, you might be a little confused as to how graduated licensing affects your insurance - and your rates. Although each province's driver licensing system is a little different, there are some similarities when it comes to insurance.
While most of the time, avoiding a middle man in a business transaction means saving money, when it comes to insurance that is not the case. Essentially, an insurance broker is a middle man who works for you. He or she does not represent any one specific insurance company, and can write policies with many different firms. In addition to saving you money, you will find the whole process of buying insurance is much easier and more pleasant when you deal with a broker.
Almost everyone has to purchase some form of insurance throughout their lives. But, insurance products can be confusing, and often difficult for the uninformed to understand. Many people can get bad pricing, or not correctly cover everything that they should have covered. For this reason, there are insurance brokers-- professionals who work with insurance companies to ensure you get the best pricing and coverages.
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How does an insurance broker pull this off?